China Payments Plugin Documentation
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  • Welcome 👋
  • Getting Started
    • Quick Setup
    • Activating Payment Methods
  • Checkout Flows
    • WooCommerce
    • MemberPress
    • Simple Membership Plugin
    • LifterLMS
    • Payment Page (payment form)
  • Payment Gateways
    • Stripe
    • Planned Payment Gateways
  • Payment Methods
    • WeChat Pay
      • WeChat Pay User Experience
    • Alipay
      • Alipay User Experience
    • Credit Cards
  • Currencies
    • Supported Currencies
    • Currency Conversion API
  • Common Error Messages
    • Common WeChat Pay Error Messages
    • Common Alipay Error Messages
    • Other Errors + Plugin Conflicts
  • Troubleshooting
    • Troubleshooting Steps
    • Why are payments for WeChat Pay and Alipay getting refunded?
    • How do I add Gaucho Plugins Support to my Stripe Team?
    • Why isn't Stripe Connect working?
    • Why are payments failing in Stripe?
    • WooCommerce Order Completion
  • FAQs
    • How do I set up Stripe Webhooks?
    • Why can't I activate Alipay or WeChat Pay in my Stripe account?
    • How do WeChat Pay and Alipay work?
    • What is China Payments Plugin?
    • How does China Payments Plugin Work?
    • How do I connect with Stripe Connect?
    • How do I upgrade to the PRO or Business plans?
    • How do I set up a payment confirmation page?
    • How long are WeChat Pay QR codes valid?
    • What's the total cost of using China Payments Plugin?
    • How do I remove all plugin data on uninstallation?
    • How do I join the BETA?
    • How do I override the icons used in checkout?
  • Changelog
    • Changelog
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On this page
  • Why Stripe + WeChat Pay?
  • Identity Verification restrictions
  • Cross-Border Settlements
  1. Payment Methods

WeChat Pay

Here's an overview of how WeChat Pay works in relation to China Payments Plugin.

PreviousPlanned Payment GatewaysNextWeChat Pay User Experience

Last updated 3 years ago

WeChat Pay is one of the most widely used payment methods in China. Accepting WeChat Pay on your website can expose your business to a huge number of potential customers by offering them a trusted payment method.

Why Stripe + WeChat Pay?

Stripe has created a partnership with WeChat Pay that allows you or your business to accept international (cross-border) payments from Chinese consumers.

Identity Verification restrictions

The WeChat Pay + Stripe partnership means that only Chinese consumers with identity verified WeChat accounts can make payments.

Users of WeChat and Alipay who have not cannot make payments via this Stripe integration. This is simply because the current partnership between Stripe and WeChat and/or Chinese regulations do not allow this. Unverified WeChat users who do not have a verified WeChat account will receive an error message if they try to make a payment on your website.

Should this payment situation change in the future, we will update our documentation.

Cross-Border Settlements

Verified WeChat Pay users who make a payment are considered to be making a "foreign transaction". This is because it is Chinese consumers paying a foreign entity (you or your business) through your Stripe account integration.

To make this foreign transaction possible, WeChat Pay uses . This means that WeChat Pay users will pay in their local currency, CNY, and WeChat will then send your Stripe account the exact amount you charged in your Stripe account's local currency.

For example, let's say you're selling a product or service for $100 on your website. The payment form will display $100 and the forecasted CNY exchange rate. When the WeChat Pay user clicks "Submit Payment" and scans the QR code with WeChat, the $100 is converted to CNY and the corresponding amount will be paid in CNY. WeChat Pay handles the exchange rate. Your Stripe account will show the payment method as WeChat Pay and the amount received in your account will be $100. Stripe then deducts the . You will not pay any exchange rate fees because WeChat Pay manages the exchange rate for the customer.

See our documentation for other details about how it works.

verified their identity
cross-border settlement
transaction fees
User Experience